California Small Group Health Insurance

Business owners in San Jose and all of the South Bay Area know that the skyrocketing cost of California group insurance can shred a major company’s bottom line. Offering a robust health care insurance plan still is a basic requirement for attracting and keeping quality employees, but the strategy will work only if you can control the costs.

San Jose Health Insurance can bring those costs back to earth.

We are specialists in California group insurance, so we provide free quotes for group health insurance plans that maximize your health care insurance dollar. Even better, it costs you nothing to have us shop for a better health care insurance plan for your employees. Your employees can stay focused on your core business while we look for ways to cut health insurance costs, enhancing your profitability and improving employee satisfaction We are able to save most business clients an average of 15 percent off their existing rates. In many cases, we are able to save even more while maintaining the integrity of the group health insurance in California.

San Jose Health Insurance doesn’t promise the moon and disappear at dawn. We are committed to following through after we have made sale to make certain your employees are completely satisfied with their health care insurance. We are happy to meet with your employees to explain any changes in benefits, so your human resources staff doesn’t get bogged down in the details. We remain available to individual employees who have questions about specific health care insurance plan benefits and options. You can consider us an extension of your team, saving you valuable time and resources.

Here are a few pointers about business health insurance:

• Business health insurance rates are not regulated by law, so costs can vary from one health care insurance provider to another, and from one provider’s California group insurance plan to another. It is our business to know where the savings are so we can pass them along to you.
• California law does not require 100 percent participation to qualify for a group health care insurance plan. In fact, you only need 60 percent of your employees to participate in the group health care insurance plan.
• Your business not required to pay any more than 25 percent of the health insurance premiums for employees in your group plan. If the monthly premium exceeds $200 per employee, you are not required to pay more than $50 per employee per month.
• You frequently can lower your company’s health care insurance premiums by offering life insurance along with your health insurance in your employee benefit package. Allow the professionals at San Jose Health Insurance review the options for you.

San Jose Health Insurance knows how hard you and your company’s employees must work to make your business profitable, and we can help ease the burden by taking on the responsibility of helping you navigate through the complex world of group health care insurance. Don’t worry, we charge you nothing for our services Instead, we earn our fees from the health care insurance companies that are anxious for new clients but seem unable to tailor health care insurance solutions to individual businesses. Let San Jose Health Insurance provide you with free quotes for California group insurance, so your business can cut costs while maintaining employing satisfaction.